From free childcare to money off water bills, how to get help over Christmas if you’re struggling with cash

From free childcare to money off water bills, how to get help over Christmas if you're struggling with cash

MORE than a third of us are worried about the cost of Christmas this year. A nationwide poll found the average cost of festivities will be around £700, although a fifth said they will likely fall into debt to afford it, Skipton Building Society reports. 9 More than a third of us are worried about… … Read more

I’m on Universal Credit and using Klarna to pay for Christmas but I’m terrified

I’m on Universal Credit and using Klarna to pay for Christmas but I’m terrified

MUM Eloise King is worried she might have to cancel Christmas this year as she doesn’t have a penny left after bills. The 22-year-old single parent to Jude, 3, and Olivia, 2, lives in two-bedroom council house paying £550 rent in Whitstable, Kent. 7 Eloise King is worried she might have to… I’m on Universal … Read more

Full list of energy suppliers who will write off your bill debt as bills set to rise by £21 next year

Full list of energy suppliers who will write off your bill debt as bills set to rise by £21 next year

ENERGY bills are set to rise again next year in a blow for millions of households – but there’s help at hand. Regulator Ofgem confirmed last month the cost of yearly energy bills will go up by around £21 to £1,738 from January 1, under the price cap. 1 Energy bills are set to rise … Read more

Energy firms to offer ‘no standing charge’ tariffs and struggling customers to get debts wiped in huge shake-up

Energy firms to offer 'no standing charge' tariffs and struggling customers to get debts wiped in huge shake-up

Energy firms to offer ‘no standing charge’ tariffs and struggling customers to get debts wiped in huge shake-up …C0NTINUE READING HERE >>> MILLIONS of energy customers will get access to ‘no standing charge’ tariffs under new plans revealed by Ofgem today. The energy regulator is also planning to launch new support for customers struggling with … Read more

Martin Lewis explains why credit score ‘isn’t real’ and shares ‘the holy trinity’ of measures lenders use to assess you – The Scottish Sun

Martin Lewis explains why credit score ‘isn’t real’ and shares ‘the holy trinity’ of measures lenders use to assess you – The Scottish Sun

Martin Lewis explains why credit score ‘isn’t real’ and shares ‘the holy trinity’ of measures lenders use to assess you – The Scottish Sun …C0NTINUE READING HERE >>> MARTIN Lewis has explained why your credit score “isn’t real” and shared “the holy trinity” of measures lenders use to assess you. The famed money saving expert … Read more

‘It’s the right thing to do,’ Govt doubles cash pot to wipe out school meal debt

'It's the right thing to do,' Govt doubles cash pot to wipe out school meal debt

‘It’s the right thing to do,’ Govt doubles cash pot to wipe out school meal debt …C0NTINUE READING HERE >>> MINISTERS last night doubled their school meals debt relief fund to £2.8million — in a pre-Christmas boost for hard-up families. Nats promised to finally fulfil a pledge to scrap the arrears one year after our … Read more

Map reveals worst councils for sending bailiffs to chase overpaid housing benefit – how to challenge it

Map reveals worst councils for sending bailiffs to chase overpaid housing benefit - how to challenge it

Map reveals worst councils for sending bailiffs to chase overpaid housing benefit – how to challenge it …C0NTINUE READING HERE >>> A MAP has revealed the worst local authorities for sending bailiffs to chase overpaid housing benefit. Around 2.7million households in England and Wales had a knock at the door from debt collectors last year, research … Read more

Scots more intimidated by banks than loan sharks, it’s revealed as dodgy lenders target food banks

Scots more intimidated by banks than loan sharks, it’s revealed as dodgy lenders target food banks

Scots more intimidated by banks than loan sharks, it’s revealed as dodgy lenders target food banks …C0NTINUE READING HERE >>> A TRADING standards chief has revealed a rise in the use of loan sharks is partly down to borrowers finding illegal lenders “less intimidating” than High Street banks. Up to 300,000 people in Scotland are … Read more

We lived in luxury abroad for a year and cleared £54k debt – it saved us from homelessness

We lived in luxury abroad for a year and cleared £54k debt - it saved us from homelessness

We lived in luxury abroad for a year and cleared £54k debt – it saved us from homelessness …C0NTINUE READING HERE >>> OPENING the monthly bank statement, Laura Helen’s heart sank. Despite husband David, 43, bringing home £3,000 a month as a mechanic and having a second job washing pots in a pub, they were … Read more

Urgent warning for buy now, pay later shoppers this Christmas

Urgent warning for buy now, pay later shoppers this Christmas

Urgent warning for buy now, pay later shoppers this Christmas …C0NTINUE READING HERE >>> IN the run up to Christmas, charities and consumer experts are warning shoppers about the hidden risks of ‘buy now, pay later’ schemes. This payment option can be a handy way to spread the cost of Christmas, interest-free and has grown … Read more